get_payment_options

Fetch the live payment methods currently available for the cart. Use this when the user is ready to pay or asks which payment options are available.

Usage notes

• Call when the user is ready to pay, asks what payment methods are available, or mentions UPI apps such as GPay, PhonePe, or Paytm.
• Use only the methods returned by this tool; do not invent or assume a payment method that was not returned.
• For Instamart, call this when payment is needed; do not assume the cart response contains the full live UPI payment list.
• After the user picks a method, hand off to the domain place-order tool: checkout for Instamart, place_food_order for Food, or book_table for Dineout.
• For UPI app payment, pass paymentMethod="UPI" and copy the selected method id into intentApp. For scan-QR, pass paymentMethod="UPI" and generateUPIQR=true. For Cash/COD, pass the returned Cash/COD method.

Example

const result = await client.callTool({
  name: "get_payment_options",
  arguments: {
    addressId: "addr_01HXYZ",
  },
});

Parameters

Session credentials (user identity, access token) are supplied automatically by the authenticated MCP session - you do not pass them in the tool call. See Authenticate.

Response

All Swiggy MCP tools return:

{
  "success": true,
  "data": { /* tool-specific payload */ },
  "message": "optional human-readable message"
}

On failure:

{
  "success": false,
  "error": { "message": "description of what went wrong" }
}

See Error codes for the full catalogue.

Output schema

data: PaymentOptionsView
 
type PaymentOptionsView = {
  platforms?: {
    mobile?: { groupName: string; methods: PaymentMethod[] };
    desktop?: { groupName: string; methods: PaymentMethod[] };
  };
  cod?: { available: boolean; id: string; displayName: string };
  allMethods: PaymentMethod[];
  paymentAmount?: string | null;
  addressId?: string;
  placeOrderToolName: "checkout" | "place_food_order" | "book_table";
}
 
type PaymentMethod = {
  id: string;
  groupName?: string;
  displayName?: string;
  kind?: "intent" | "qr";
  iconUrl?: string;
  enabled?: boolean;
}

This schema documents the structured payload returned by get_payment_options. Optional fields can vary by user state, cart state, and live Swiggy availability.

Schema notes

• Use only the methods returned in allMethods; do not invent or assume a payment method that was not returned.
• platforms.mobile.methods: UPI app options. If the user selects one, pass paymentMethod="UPI" and copy the selected method id into intentApp exactly.
• platforms.desktop.methods: scan-QR options. If the user selects scan-QR, pass paymentMethod="UPI" and generateUPIQR=true.
• cod: Cash/COD option, when available.
• NPCI compliance: do not ask the user for a UPI ID or VPA. Use only the returned UPI app or scan-QR options.
• addressId: stable identifier for a saved Swiggy delivery address. Use the returned ID in cart, checkout, and payment calls instead of reusing the human-readable address text.
• allMethods: live payment choices or selected payment fields for this cart/order. Offer only returned methods and pass selected payment IDs exactly.
• Fields marked optional may be omitted depending on user state, cart/order state, and live Swiggy availability.
• Use returned identifiers and enum values exactly as provided; do not invent fallback IDs, status values, payment methods, or timestamps.

Details

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